How Are You Doing With Managing Your Money?

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How are you doing with managing your money?  The new year just started and it is still time to learn how to save money for that summer trip or towards your dream home.

  You can start small just to get in the habit of saving and practice it every day, that means take a couple of days a week and don't spend any money. Put any change you have into a jar and save towards a small goal, you have to start somewhere.

I have always been told that money attracts more money, it is not hocus pocus but the more money you have, you have more options and opportunities to make that money work for you.


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Never tell anyone how much money you have and also, that you are saving money because it is none of their business.  People have a tendency to want to spend your money while they blow their own.

Below, are videos that may be of some interest to you on this subject.

Top Ten Ways To Be A Good Steward Over Your Money.

Many years ago I would hear people talk about being a good steward over your money and I thought that it was just words that Christian people would use to try to get in your personal affairs or to judge you on, but, it is a practice that I had to embrace when my financial state became very fragile at a very difficult time in my life.

There are times when you just didn't know whether you were going to make it through.  These are the moments that I would grasp all the knowledge that I would hear or learned from other people in my past and I learned a great lesson and that is, " I learned more about trusting God but also being a good steward over my money".  

I watched how other people lived and I began to hold onto a stronger value system.  Some people look wealthy but they really aren't.  They are spending more than what they really earn.

I met a very wealthy Lady and from the outside, this person did not look rich at all.  I met her family and they lived a very modest life. They enjoyed life but they maintained their wealthy state of being by being mindful about where and how they spend their money.  In this post, i am going to show you ten of the things that I learned and embraced that transformed my thinking.

Top Ten Ways To Be A Good Steward Over Your Money:

1. When shopping for clothes, buy the best fabrics that your money can buy in simple styling because these items can be worn for many years.
2. Adopt a minimalist theme in your home and you can make it look nice but focus more on keeping everything spotless and it will make everything look pulled together.
3. Set aside a certain day of the month to go out and eat and for recreation. This way you will not feel like you are missing out on the good things in life.
4. Look over your receipts to find out how much money is going out and what exactly you spent it on.
5. Do not wear your good clothing when you are at home; this way you can preserve your clothes and it makes them last longer.
6. Every pay period make sure that you save some money for emergencies and make this a regular habit. Teach your children to save a portion of their allowance for special things that they want to buy.
7. Learn how to maintain your clothing such as; hemming pants, spot removal and little repairs that you can do yourself.
8. Bring your lunch to work a few times a week.  This will save you so much money.
9. Buy clothing that can be washed in a washing machine.  Only dry clean suits and special occasion clothes.
10. Find an alternative to Cable TV such as; Netflix or watch programs on your computer.