meta name='ir-site-verification-token' value='1860762106'> How to save money and look great while doing so: save money
Showing posts with label save money. Show all posts
Showing posts with label save money. Show all posts

Tuesday, November 24, 2015

Should you delay some of your holiday purchases?

                                Should you delay some of your holiday purchases?



Shopping for the holidays can be fun but it can also be a big hassle because of the big crowds.  I plan on going to the mall with my family members to get a few things but i am mostly going to just be with family during this time.  This year has been really rough.

I saw a report on the news this morning and it was discussing some of the deals that will be available for Black Friday and to be honest with you, they are not all that great.  I went last year and it was more of a big build up for nothing.

Some department stores show sales of big televisions and other electronics and there are big savings, but, what these stores don't tell you; they are in limited quantities.  I am not the kind of person who will camp out overnight just to get a deal.  You can get better deals other times of the year and if you time it right, you can save a lot of money.

If you can wait until late February, you can get winter clothing at extreme discounts because the stores start to get ready for the spring, so, if you can wait until then, you can get multiple items for deep discounts.

If you can wait until the Superbowl, you can get your dream television for a much cheaper price and you can get the biggest screen that you want.

Delay getting that Computer, Camera and other electronics till February, March or keep searching online till you see the deal that you want.

Also, I think Cyber Monday gives you more discounts and it is a safer way to shop.

Happy Holidays to you all!



                                                       SashaMoniqueTalks


Wednesday, October 7, 2015

ARE YOU A CHEAPSKATE?



This is a question that is hard to answer sometimes because when you are a saver by nature, sometimes people form different opinions on the ways that you spend and control your money.

Many times we are introduced to this lifestyle from the way we are raised and if you are a frugal queen like myself, you can best believe there is another influential person in your life who lived a frugal lifestyle and you were amazed at what they could do with so little.

I can recall people that I heard were cheapskates and other demeaning terms but in the long run, they were better off.  Why?  because they were planners.  They prepared and had self control over wants over needs and what I found is that they actually had all the good toys that everyone strives to get.

Self control is something that is needed that will allow you to pay your bills in a timely manner and to save weekly or monthly towards special things that we would like to acquire.

I have a motto that I live by and it is ("If It Isn't Broke Don't Fix It").  This means that I will live a modest lifestyle but you best believe that if I really want something I can get it, but, is it necessary right now?

My weaknesses are: Clothing, Jewelry, Computer Products and other Electronics.  I like to save up for these things and when I am ready, I splurge on myself.

I also like to save money for things for my family on Birthday's.  Am I a cheapskate?  No.  I am an innovative thinker because I want my money to work for me long term.  I don't want to keep replacing the same things over and over again.

To save money you also have to learn how to take care of the things that you already have.  This is what is called being a good steward over your money.

I am seeking to be financially secured and I am working towards this goal.  It starts with a change in your mindset towards money.

 Let your money work for you and create opportunities and growth and when you make it; don't worry about the label that society gave you regarding being a cheapskate.  Real Millionaires are very strategic in their spending; sure, they play hard but they make sure that their money is always growing.




                                                   SashaMoniqueTalks
                                       
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