HOW TO GET YOUR MIND RIGHT TO PROGRAM YOURSELF TO START SAVING MONEY

SashaMoniqueTalks Words To Live By:
 
If you are not a person who is used to saving money, it is scary to think about the preparation that goes into changing your mindset.

There is an old saying "Money Draws Money".  I find that this is true because you can use money to create new opportunities for yourself and money equals movement.
If you do not save money or already have money, parts of your life will be stagnate.

You cannot negotiate anything without money.  This is reason when our bills come and we pay it in full things start moving such as; paying that phone bill equals being able to communicate more freely.

Paying your rent equals living in a more secure state of being.  If you do not pay rent then you have to live by someone else rules and this has a crippling effect.

I don't advocate worshipping money.  Money is something we need to use as a tool to make our lives better as well as people we love and care about.


Some Of The Steps That Are Needed To Learn How To Save Are:

1. Cook and eat at home.
2. If you want to buy a big ticket item, save money each month for it, and then you will be able to buy this item without a strain
3. Stay out of the Shopping Mall for a month or two.
4. Combine shopping trips in one to save on Gas each month.
5. Make yourself a small budget each month towards clothing and shop for sales only and stick to your budget.
6. Every time you get your paycheck, put $10.00 or $20.00 away to save and don't touch it

Soon you will see that you have an emergency fund and also money to plan an outing ever so often to enjoy yourself with family or friends.



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Family or Friends will try to make you feel guilty and some may call you a cheapskate.  You will have to ignore this and one day they will admire you and want to do the same thing and you will be able to teach  them the steps and they will never look at money the same way.




                                *TEACH A MAN HOW TO FISH*

What You Can Do If You Suddenly Find Yourself Homeless

In The United States, most of us are just one paycheck away from homelessness.  There are many instances where a lot of people are homeless due to things beyond their control, like fire, loss of a job, domestic violence and illnesses.  If this is happening to you, there is a feeling of shock and great anxiety.

The first thing you can do is get all birth certificates and social security numbers for everyone in your family if possible.  Call family members to see if anyone can take you in.  A lot of times, family members will not be able to take you in but try anyway.  If you are in a situation where no one will take you in, you will have to make yourself a checklist of the different options that I will  set forth.

Call your local Salvation Army to see if there are any programs that will help you with shelters in your local area and check with your local churches to see if they know of shelters that are safe for you and your family.  I know that this is a tough step because no one wants to be in a shelter but this may be your only option.  Salvation Army sometimes will help you with security for another apartment.

A big tip is to call your local Catholic Church  because they are known for helping people in a crisis and they will help you sometimes before some of these other programs will or they can tell you what to do and who to contact.

 If you have lost your job please contact your local Social Services Department in your town and make an appointment to get assistance, they can also help you with security for another apartment and help you with finding another job.

When you are in this situation you will have to do a lot of running around because one program may not have the funds to help you at this time so please be prepared to go to more than one place.

Below I am listing agencies that you can contact to see if they can be of assistance to you:

• To find help with emergency housing and help with utilities call 211 or go to their website at: 

http://www.211.org/services/housing-and-utilities. You can go on the same website if you need to find out where to get food.

• To get information regarding jobs and job training:

http://www.goodwill.org/find-jobs-and-services/get-training/

• To find help with food and shelter, you can go to this page and put in your zip code and it will provide you with the address and phone number where you can get help.

http://catholiccharitiesusa.org/

• Information on how to get low cost home phone or wireless service:

http://www.att.com/gen/general?pid=22888

• To see if you qualify for Safelink Wireless:

https://www.safelinkwireless.com/Enrollment/Safelink/en/NewPublic/index.html

• To see if you qualify for Assurance Wireless:

http://www.assurancewireless.com/Public/Welcome.aspx


I hope that these tips are helpful and remember to not be ashamed to ask for help when you need it.  Soon you will be back on your feet and don't forget to help the next person who is in a desperate situation. 

Please share this information with people who may need it.

BEAUTIFUL BLUE COVER UP AND BEACH WEAR.

This cover up is so pretty to me.  I just love the patterns!

These Are Cute Looks

I saw these looks at the Mall and I love the bright colors and the prints.  I would never have thought of pairing the jacket with the dress, but, they made it work.

The retailers are getting ready for fall,so, they are showing on their displays how you can wear your summer items but just add a jacket to make it work for the beginning of the fall season.

  I like the green tank with the printed pants and you could add a shorter length jean jacket without a hood to make it look sporty.

The Good And The Bad Of Online Dating

In my past I used online dating sites and I went on 1 date and I decided to do this post after speaking to a very good friend of mines concerning this subject.  I will give you my thoughts regarding the good and bad of online dating.

The Good Of Online Dating:

• You are able to chat with someone any day or night.  There are no restrictions based on time  and you can access people from all over the world.
• Find people who share the same interest.
• See people of different ages, you may be interested in
• Do a search of people from your zip code.
• Search for people who have the same spiritual beliefs.
• Look for people who are interested in a long term relationship or not.
• Find someone who fit your specific height requirements.
• Look for someone with or without children.

The Bad Of Online Dating:

• Gold diggers.
• People who are married and lie and say that they aren't.
• Scam Artist
• Men looking for a Women to take care of them and vice versus and Mommas Boy's.
• You can run into people running from the law or serial killers and rapist.
• People who lie about their profession.
• Lying and saying that they don't have children when they do.
• Sometimes they lie about the City or State they live in.
• Thinking you are desperate and taking you for granted such as: Not remembering your birthday or anything that is special to you.
• Men who are serial daters and not really looking for a real relationship

So, I will tell you a little about my experience dating online.  I went on a well known site years ago and I started to search and I was contacted by a Man and we spent a while chatting online and he then wanted to take me out.   We set up a place to meet and we went out and had a great time.  He was not my type, but, I figured this was a good way to meet someone and form a friendship.

Every weekend we spent time going out to dinner and movies and this was such a nice time, but, as time passed I noticed that he started taking me for granted and he was not concerned about things that was important to me.

We decided to keep our relationship as friendship only and we have remained this way.

My advice is to not take online dating to serious and just use it as a tool to meet new people.  You have to be very careful because there are people looking to use and abuse Women who are vulnerable and I would not introduce a person to children until you have dated them for a very long time.

Online dating is not safe because you don't know if you are really chatting with the same person on the picture and you could be inviting trauma into your life.

On the other hand, I have heard some really good stories about people meeting online and are now married but, you have to take your time and not rush into anything.

This was my one and only experience with online dating and I am not sure whether I would ever try it again.

Tips For You Ladies:

• Do not let a Man pick you up from your home.
• Do not let him meet your children.
• Don't give out personal information.
• Never let this person know where you work or have your work number.
• Trust your gut feelings.
• Never give your money to anyone.
• Have extra money tucked away to get home from your date.
• Let a family member know where you are going.
• Be careful dating someone who lives in another state or country.
• If it sounds like they are lying, they are!

White and Casual with just a bit of Lace.

I saw these cute outfits and I just had to stop and stare because the outfits are very simple, but, I love the color combinations with the Lace.

Lace is back in style and you can create this look from your thrifted items.  You can take items that you already own and take them to a tailor, so that they can apply the Lace.

You will save so much money and you will have the fashions that are in vogue, but, at a fraction of the cost.

Comfortable and Fashionable

 

I love these fashions because they are easy, breezy, and you can add a little jewelry and a nice pair of heel's and handbag and you are set.  I think this would look very nice on a young lady with nice legs and toned arms but it could also be worn by an older woman if she would wear longer shorts or capris and add a cute jacket if her arms are less than perfect.

THIS DRESS SAY'S IT ALL!

This Dress in the center just stands out because I love colorful clothing and I think this design can accentuate all figures. This is definitely a head turner!  I will put this on my July wish list.

Beauty Products And Things I Am Sick Of Rant And Tag.

I am a person who never do Tags, but, I thought this would be a fun one, so here it goes!

Beauty Products And Things I Am Sick Of Rant And Tag.

1. I am so sick of walking past one of my favorite department stores and being told to head on over to that big makeup store in the mall because they have the best makeup in the world.  Total Lies!
2. I am so sick of going into big name stores and being sprayed with perfume and almost catching an Asthma Attack.  I will remedy this situation by creating a T shirt that say's " No Spray Zone.  If You Spray, I Will Sue And I Will Be Your Future Boss".  That should shake them up a bit. lol
3. I am so sick of seeing Lace Front Wigs being sold for hundreds of dollars and in two weeks it looks like a crazy cat got hold of it.
4. I am so sick of companies promoting lip balm  that is supposed to be so great and when I get it home it is a stiff version of my Crisco Oil.
5. I am sick of long nails that looks like it has Liberace and his Piano on it.
6. I am so sick of buying named brand nail polish and it doesn't last.
7. I am so sick of hearing Wigs being called, "Units."  It is a Wig for Christ Sakes.
8. I am so sick of overpriced soda and candy being sold at concert venues.  Six Dollars for a Pepsi is ridiculous.
9. I am so sick of Laundry Detergent being sold for $15.00 just because it is in a red bottle.
10. I am so sick of Makeup Foundation not matching my skin and I end up buying another bottle to mix  with it.  "I Am Not A Chemist) lol

I hope you enjoyed my little Rant and Tag.

                              SashaMoniqueTalks

HAIR GREASE AND HAIR GROWTH

                               Do Hair Grease Or Pomades Really Grow Hair?


As a child I can remember sitting between my Mom's legs getting my scalp greased and it was such a soothing thing and it became sort of a ritual on Saturday nights in my home.  Mom was getting our hair ready the night before church services on Sunday.

The pomades had such a nice smell.  Mom used Dixie Peach, Ultra Sheen, Dax, and Royal Crown on our hair.  She took so much pride and care and our hair always looked nice.

I remember seeing advertisements stating that these miracle greases and pomades would grow your hair to long lengths and your hair would be thick and this would happen in a little time.

Mom started buying hair pomade called Hair Food and she used as stated and she realized her hair and ours were not flourishing like they promised.  Right then she came to the conclusion that "Grease Don't Grow Hair".

The hair care industry duped everyone and they made millions of dollars off people looking for a miracle and they are still doing it today. 

These companies are in my opinion (Snake Oil Salesmen). I no longer fall for their fake promises.

It is time for us all to stop letting the industry rob us of our hard earned money.  A lot of these products are very expensive and they feel good and smell good but they do not do what they promise.

The health of your hair starts with nutrition and proper tools to use on your hair.  Heat and brushes are terrible for our hair and it should be used sparingly.

There are a lot of books on this subject and a lot of information online that will show you how to care for your hair the right way.

One book I can suggest is: No Lye! By Tulani Kinard.  She gives very good advice on how to care for your hair.

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