meta name='ir-site-verification-token' value='1860762106'> How to save money and look great while doing so

Wednesday, August 17, 2016

The Male Gold Digger How To Spot Him And What He Is After

Hello Ladies:  We all have heard the term " Gold Digger."  This word conjures up the images of a beautiful lady who uses rich men for their money and she usually like the finer things in life but likes to use men to establish the lifestyle that she wishes for herself.  She doesn't have any real feelings for these men, it is strictly business only.

I would like to take time now to explain and show you who the male gold digger is.  The male gold digger is usually an attractive man or if he isn't, he has a lot of charisma and if you do not watch yourself, you will fall insanely in love with him.


The Charmer:

This man likes the finer things in life and he will tell you everything that you want to hear.  He will tell you how beautiful and wonderful you are and even when you are not looking your best, he will make you feel like the most beautiful woman in the world.  He will rub your tired feet after a long day at work and run your bath water and then make dinner reservations and when the check comes he makes you pay for it.

The Lover:

He usually is very good in the bedroom and he uses this as a tool to control your mind.  The times that you would like to say no to his outlandish spending habits, he will head to the bedroom and get you to change your mind.  Before you know it, you will be paying for his expensive phone, he will use your credit cards and purchase things without your knowledge.  

The Snake:

When he first meets you, he will find out what kind of work you do.  He will try to find out whether you live alone or not.  Sometimes he will search for information about you before you even meet so that he will be sure about your financial status.  When he takes you out on your first date, he will pay for everything with funds from another woman he is scamming.  Before you know it, he has slithered himself into your life.

The Slacker:

After he gains your confidence, he will sit around the house and play computer games all day or sleep the day away till you come home from work.  He will tell you that he will find a job but he has no intentions of working except working on your pocket.

The Thief:

He will get you to buy him a car and fancy jewelry and the latest shoes, and sneakers or if he is living alone, he pushes you to sign a lease on an expensive apartment or home.  Since you love him, nothing is off limits till you get tired of his foolishness and by that time, you are out a lot of money.

The Deceiver:

A lot of times he will not let you meet his family.  He will tell you that they are against him and he will also change the subject if you ask about his family.  He will not let you meet his friends because he doesn't want you to talk to them and find out what horrible person that he is.

The Player:

You are usually not the only lady that he is seeing.  He will date other wealthy woman to keep the revenue pouring in.  If he has children and owes child support, he will have you paying his support payments.


Ladies:  This is my list on how to spot a gold digger and if you see any of these signs run.  Resist and you will save yourself pain and suffering.



Monday, August 15, 2016

Time to get your kids ready for school.

In my area, kid's will be starting school next month and it is always a hard time because sometimes you have more than one child starting school at the same time.   You have to remember to buy school supplies and go through your kid's clothing to see what you can salvage from last year.


Your kid's school supplies vary each year because some subjects require specific items.  What I like to do is start getting general school supplies such as; notebooks, pencils, book bags, and paper.  You can never go wrong with these items and it is best to get these items when they are on sale.  Then you should save some money just in case you need certain things when school starts.

To save on clothing, you can go to some discount stores and buy some general  and basics such as; underwear, socks, undershirts, bras and get nice heavyweight t-shirts in nice colors.  Then you want to hit your local thrift stores and pick your kid's up some clothing pieces that don't go out of style.  The last things you want to pick up are some trendy items from the mall so they can mix and match will all the clothing items and get shoes and sneakers too.

You will save a lot of money and from now on, shop for your kid's clothing out of season to save a bundle of money.  If your child is growing fast or gaining weight; buy some bigger sizes from the clearance rack or you can even swap clothing with women in your neighborhood to get clothing that they are no longer using.

Saturday, August 13, 2016

How to buy shoes on eBay.


This young man gave some excellent advice on how to buy shoes on eBay.  I am going to follow the tips that he gave so I can get a good deal.

Wednesday, August 10, 2016

Top Ten Way's To Look Good And Feel Good When You Are On A Budget

Hello Ladies:

There are times that we have to cut back on some of our expenses.  You can still look good and learn some lifelong skills that will enable you to look fabulous and save some money.   You could have lost a job or have some outstanding expenses that you need to take care of.

These tips are very easy to follow and you will not feel deprived at all.



Top Ten Way's To Look Good And Feel Good When On A Budget:


  1. Find a hairstyle that is simple and easy to maintain yourself so that you always look elegant such as,  Bun or ponytail, a bob or another style that suits you but isn't expensive to maintain.
  2. Buy good smelling soaps and perfumed lotions.  My favorites to use when trying to save money are Avon creams and lotions that are available at local Dollar stores.  I love these because they only cost a dollar but they do not smell cheap and this way you can forgo buying perfume but still smell divine.
  3. Do a hand soak with a mild body wash and olive oil mix and you can also use this on your feet also.  This will make sure that your hands are nice and soft and so are your feet.  When you are finished you can add your lotion to your hands and feet and put socks on your feet and they will be just beautiful in the morning.
  4. Have beauty night with your close friends and you do each other's hair.  Make this a monthly event and make sure to have some good food on hand to enjoy the evening.
  5. Buy some spray starch and sizing because it will always make your clothes look like it was freshly pressed from the dry cleaners.
  6. Do your own manicure when money is short.  Nail polish is very inexpensive and you can paint your nails and toes.  Keep toes in a neutral color so that your toes compliment all your clothing items.  To create a classy look, shape your nails and put clear polish on and this way you do not have to worry about your polish looking chipped while at work.
  7. Wash all your delicate tops in cold water and this will make them look new longer.
  8. Pluck  or use eyebrow shaver once a week on stray hairs that have grown out and this will delay a trip to your local nail shop to get your eyebrows done.
  9. Eat Jello twice per week to keep your nails long and healthy and you can also soak your nails in unflavored gelatin.
  10. Add a little lavender water to the washing machine when washing your clothes and put a little in a spray bottle and add some water and lightly spray  your blue jeans to make them smell nice when you iron them.  Make sure that you do a skin test before to make sure that you aren't allergic first.  Also lightly spray your pillows and bedding to make them smell nice also.  Again, test to make sure that you or other family members aren't allergic.


I hope you enjoyed these tips and add some of your own in the comment section.

Disclaimer:  Try all these tips at your own risk.  I have used them all and didn't have any problems with them but everybody's body chemistry is different.

Sunday, August 7, 2016

Is Social Media making you antisocial?

I have been involved in Social Media for some time now and I am noticing that it is so easy to email, text or chat online, that my social interactions with other people are diminishing.  The fact that you do not have to leave your house to have communications with anyone is ideal but is it healthy?  We are becoming a society that is drifting further apart and a lot of us don't really see or understand what is happening.

Honestly, I really have to make myself go out to see people that I love because I have become complacent with my interactions.  All day, most of us are looking at the phone screen, computer screen or on gaming systems. We don't realize that we are being programmed.

I love Social Media but I feel that I need to step away from it to gain my life back and a healthy well-being. We need each other.  Families need to be close and share life without the phone and etc.

Computers and phones are a blessing but do not let it become a curse.

Sunday, July 31, 2016

Homemade Laundry Detergents

                                             Homemade Laundry Detergents

Are you saving enough money?

                                                     How To Save Money

Wednesday, July 27, 2016

Nice Clothing For Older Women







I am really enjoying this lady's channel.  I like that her clothes are expensive looking yet simple in its styling.  These kinds of video's can be used to get ideas for your own wardrobe.  

Friday, July 22, 2016

What things are you willing to do without?



: Living Below Your Means:

I had to take a serious look at my expenses and my income this year.  I have some wonderful events that are happening in my family this year and I need money to accommodate these expenses.

The best way for me to be ready without using credit cards is to cut back.  The first thing that I must do is to find out what I am willing to live without to reach my goals.  Below you will see what I am doing and what I am planning to do to make my financial dreams a reality.


What I Can Live Without:
High-Speed Internet Service:
Use low-cost Internet service if you do not use the Internet for conducting your business.  If all you need is Internet service just to check your emails, then you don't need top of the line service.

      2. New Clothes:

Stop buying clothes that you don't really need right now.  Go through your closet to see what can be re-worked and worn differently and ways to freshen up your wardrobe.  Scarves and jewelry work wonders to update your wardrobe.

     3. Analog Phone Service: 

I have not done it yet but I am thinking of having cell phone service only and that would help me to save a bundle.

     4. Change Your Hair Style:

Wear a simple low maintenance hairstyle that doesn't cost me anything to maintain.

     5. Movie Theater:

I will buy DVD or borrow movies from the Library.

    6. Cut Cable Service:

I am planning to downgrade my service or totally cut my cable.  The fees are very high and most movie channels are playing the same movie.  It is very easy to watch shows and movies on your computer and there are low price options such as; Netflix, Hulu and there are others that will give you a great deal.

  7. Loose Change;

Go to the Bank and get change so I don't have to break Dollar bills to get change.  We waste a lot of money when we have to go to a store and buy things because we really need change.

  8. Restaurant:

I will not go to Restaurants and if I do, it will be low price local Eateries.  There are a lot of new spots that opened in my area and they are really reasonable.

  9. Personal Beauty Products:

I will buy products that can be used for more than one thing such as All in one body washes that can 
be used to wash hair also and I am planning to make my own fragrance-free soap.

 10. Shoes:

I will use shoes in nude or black to keep my spending down and use a basic nude handbag to go with everything




















Monday, July 18, 2016

Could Your Rings Be Making You Sick?








Could Your Rings Be Making You Sick?


I have been a Jewelry lover for quite some time and I make sure that I clean my rings on a regular basis but some people take their Jewelry to the retail store where they purchased their rings to get them cleaned and then they don't adequately clean them at home.

If you think about it, there are many times that we have colds or flu and have no idea that the germs can transfer to our rings and help make us or others sick.  Throughout the day we wash our hands but a lot of people do not wash their Jewelry and this can be very dangerous because germs live and thrive on surfaces.

I feel that your rings should be wash throughout the day or at least 1 per day and you could achieve this by just using dish detergent and a soft bristled tooth brush.

Germs That Can Live On Your Rings Are:

E-coli
Noro-virus
Parasites
Salmonella
Fungi
Bacteria
Protozoa






Tuesday, July 5, 2016

Dressing The Part? (Should You!)

Many years ago while growing up, I can remember Mom pressing me and my sister's hair and getting our clothes ready to go to church on Sunday Morning.  She took pride in the way our clothes look and all the mothers did the same to make sure that their kids look presentable to go to the Lords house.

In my teen years, there was a lot of emphasis on fashion and what you look like in those days and although I wasn't the best dress, a lot of people were.

When I was in my twenties, we would all go out and people would be dressed sharp to go to a club, restaurant, church, funeral and other events and you would really stand out like a sore thumb if you didn't.

Now, starting in the mid to late 1990's I noticed that people no longer got dressed up to go to church unless they were in their fifties or sixties and the kids would wear pants and regular items that they would wear to school.

I don't understand why things changed but in some instances, it was a good idea because people could go to church and other events and could be comfortable and without spending a lot of money, but, I also feel that young people these day's don't know what appropriate dress is.  There are a time and place for everything and I believe that it would be good for someone to teach young people how and what to wear for an interview and what to wear once you get a job because it is very important.

Many times people will receive a job or increase in pay based on their appearance.  Do I think it is fair  (No!) but this is just the way it is.  You are perceived by the way you look based on your hygiene and your appearance.

There may be times in your life where you may not have the money to buy the kind of clothes that you would like because of a loss of a job or etc. but, what you can do is start by buying some pieces in the same color such as pants and skirts and then add color with tops and plain shoes and after while you will build your wardrobe the way that you want it to be.

Create a uniform with your clothing so you will always have something nice to wear.

Dressing the part is important!


                                                                   SashaMoniqueTalks




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