meta name='ir-site-verification-token' value='1860762106'> How to save money and look great while doing so

Tuesday, September 26, 2017

The Best Place For Jewelry Is Hip Hop Bling ( It Doesn't Disappoint)

The best place for jewelry is Hip Hop Bling (It doesn't disappoint)


I did a review on this ring three years ago and the company is Hip Hop Bling.  This ring is so realistic and it has held up very well. I wear it on its own and also wear it with two diamond band rings and nobody can tell that this ring is not real.

I wanted to show you just how this ring still looks beautiful after all of these years and it is a company that you can trust.  You can see in this picture that the stones shine just like the real thing and the stones are set, they are not glued on.

Please go to my Youtube Channel Sashamoniquetalks to see the review https://www.youtube.com/user/SashaMoniqueTalks

You can see that I have the two diamond band rings on with the ring in this picture, it looks so pretty.
This post is not sponsored by Hip Hop Bling but I wanted to show you how this ring is holding up.

You can go on their website to see what they have available.



Friday, September 22, 2017

How To Ruin Your Credit Score

This post may contain affiliate links.

How To Ruin Your Credit Score.

Credit Card, Charge Card, Money
Image Courtesy Of Pixabay

There are so many ways you can ruin your credit and below you will see some of these ways it can happen.

  • Lending your car to your friend and they don't have a driver's license and they have a terrible accident, this will ruin your credit.
  • Buy non-essential things with your credit card such as; gifts, expensive makeup, gadgets that you don't need right now, throwing someone a birthday party and charging your card.
  • Letting your best friend charge things to your card while you are both shopping and she promises that she will pay you back and she never does.
  • Going to school and not keeping up with your loan payments, you are screwed!
  • Putting too much information about yourself online and someone steals your identity.
  • Letting someone live with you who is secretly ordering movies on your cable account.
  • Bailing someone out of jail and they disappear.
  • Paying everything with your credit card because if you don't pay you will have an interest so it is best to just use cash.
  • Using your credit card to get cash advances for gambling at a casino because this is a sure way to lose your money.
  • Opening too many credit cards because each time there is an inquiry into your account. These are red flags to the credit bureau and you could become a credit risk.
There much more ways to ruin your credit.  There are many ways to try to make more money and stop using your credit card as often. You may want to start freelancing or start a small business, this Site can help you bring traffic to your business.  Use credit responsibly.


Monday, September 11, 2017

Good Hygiene And Dressing Well Are Very Important!


Hello, Ladies And Gentlemen.  I was out shopping yesterday and there were a lot of people standing around filling out job applications and also waiting to get a chance to talk to the store manager.

  I saw about twelve people.  One young man wore a very nice white shirt, black pants, and a tie.  You could tell that he was really enthusiastic about getting an interview and snagging a job.  

There was another young lady and she had a cute simple fit and flare dress and her hair was impeccably styled.

I then started to scan the room and I saw some people with shorts and t-shirts, run overshoes and some had sneakers on.  Two ladies look like they just got out of bed and came to fill out applications. 

Another lady had on a sparkly tank top and leggings and it was totally inappropriate. I can safely assume who got the job and who didn't.

  If you don't care enough about your appearance, you are not fit for employment.  It has nothing to do with finances because you can at least buy one outfit to wear to a job interview.

  This outfit can even come from a thrift store or ask someone that you know if they have a shirt and pants or a skirt and blouse that you can borrow.  

First appearances are very important and you will not get that chance again to impress that employer.

I am talking to the people who have been out of work for some time and may not have the money to buy an impressive outfit.

  Keep an open mind and you will find an outfit that is nice.  You can even wear this outfit for various interviews.

If you are looking for a job you must look like you are seeking one.



Saturday, September 9, 2017

Yes, I Am An Eczema And Psoriasis Sufferer.

Yes, I Am An Eczema And Psoriasis Sufferer.

Hello, everyone, I have been suffering from Eczema and Psoriasis for a very long time, in fact, I have had it since birth.

  I have been on medications forever and still have no cure, so you learn to live with this disorder.  I have been trying different remedies and sometimes they work but the effect is never long-lasting.

From the image in the picture, it looks like I have been burned but it is actually going into the healing phase. 

 There is so much itching and what I have tried over the years are vinegar baths, bleach baths, and salt baths, it works for a little while to stop the itching. 

 I know that there are so many people dealing with Eczema and Psoriasis and there are many videos on this subject so I am going to share them with you.








Disclaimer; Use these remedies at your own risk.


Tuesday, September 5, 2017

Palm Beach Jewelry Is Excellent ( I Love It)

 This post may include Affiliate Links.

Hello, Ladies and Gentlemen:  I would like to tell you about a great company and it is called Palm Beach Jewelry.  I have been buying from this company for some time and I just love their selection of Rings, Bracelets, and Necklaces.

  I am a jewelry addict and I love to add new pieces to my collection, Palm Beach Jewelry is a place where you can get fancy jewelry or your everyday pieces.

In the past, I have even scored some free gifts from them and I even made a video about it and you will see it below.

This video was made in 2013 and would you believe that even the free gifts that they sent me are still holding up, it is quality pieces I received. 

 I just love to throw it on with jeans and a fun top or wear with my favorite dress.

Palm Beach Jewelry always has sales going on during the holidays, so please go over to their website to see their offerings.

You can see what they have right here

Also, I am including other YouTube video reviews for Palm Beach Jewelry.












It Doesn't Take A Disaster To Show Gratitude.

Arrangement, Attractive, Beautiful
Image Courtesy Of Pixabay

This morning I was thinking about gratitude and the fact that we have an opportunity to help and support each other. It doesn't and shouldn't take a disaster to help your fellow man.  Going to your local adult daycare center to share your skills with elderly men or women can be such a blessing.

Exchanging ideas with one another is free and if you see anyone who needs assistance and you know of any way they can get help, please share, don't hold back.  If you see a young mom and she doesn't have any money to buy milk or wash her clothes, slip a few bucks and a note under her door.

We don't have to wait for the government to come in to help with everything, it is plenty we can do. Some of us have become selfish as a society and many people who are needy are faced with judgment and you have to realize that one day you may need help yourself.

One thing you will find out after a disaster is that your job or your employment title doesn't mean anything.  Most of us are one step away from being homeless and it is really something to think about. No man is an island which means that you are vulnerable and you will surely need help from someone.

I hope that this post encourages someone who may be going through some obstacles that there will be someone with a caring heart and that help is on its way, and also to let you know that it doesn't take millions of dollars to show gratitude to someone else.  You can be a candle in darkness!




Sunday, September 3, 2017

Are We Spending To Much Time On Our Phones???

Office, Freelancer, Computer, Business
Image Courtesy Pixabay

I take Mass Transit and most of the day I see people walking and riding the bus texting or talking on their phone.  We are walking the streets without paying attention and it is causing a danger to ourselves and also others.

 Everywhere I go I see people texting on the job or looking at their social media pages while at work and this will cause you to not focus on the task at hand.

  Many times I had to return to a business office to find out why the information was left out and most of the time it was because someone was acting carelessly.

I believe it should be mandatory not to use your phone during work hours unless it is an emergency. Productivity in this country has lapsed because people stay on social media gossiping all day.

If it isn't that important you should not be on the phone.

Below, you will see examples of people walking and not paying attention and it resulted in an accident.






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